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Cars made more than 40 years ago or cars which were made over 30 years ago but which have not had any substantial changes made to them, no longer require an MOT inspection. This change to MOT regulations however does not change the requirement that the vehicle must be deemed “roadworthy” by insurers.

The fact that a car passed its MOT test yesterday does not guarantee that it is road worthy today and conversely a car without an MOT certificate may be perfectly road worthy. An insurer can only refuse to meet a claim if they can prove that a vehicle was not roadworthy at the time of the accident. Many classic car owners are continuing to have their cars inspected for their own peace of mind and to ensure that their vehicle meets the MOT standards.

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